This was the start of MY day...

No one was hurt!
At least it's drivable!
And the other guys' van was hardly hurt.
Traffic just stopped faster than I thought and I swerved but still hit.
Now we wonder if it will be better to have it totaled (no deductable and we have full pay-off coverage! ALWAYS worth it!!!)
Or if $500 deductable is worth it???
Brother in law, who knows cars, thinks the frame is damaged, therefore the van will be totaled.